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trade in time?  Actions...
Posted: by ABmom99 on Tue. 6 Dec., 2011 at 7:12:49 PM

When do you draw the line between continuing expensive repairs ($1000+) and changing vehicles?  Currently we have 2 cars, one 6 ys old with 180K km, and one 4 yrs with 140K km. Both have required repairs this fall - first round both within 2 weeks totalling just over $2200, now the 4 yr old car is in for another $2000.  And 6 yr old car is making funny noises & may need some more work.  Growl. Thats over $4000 in 6 weeks... but cheaper than a newer vehicle --- if that's all we'll need.

 The 6 yr old car we just finished payments in summer time, 4 yr old car has another year or so to go.  Due to where we live & jobs 1 car isn't feasible for our family - just 2 drivers now, but ds is going to be learning to drive as well.  We're in a smallish rural village - no public transport or taxis - easy to walk where we need in town - but everything else is a 20 km drive at the least (groceries, dr, shopping etc).

ABmom99
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might be too late  Actions...
Posted: by daffodil_ on Wed. 7 Dec., 2011 at 9:19:02 AM
In reply to: ABmom99 "trade in time?"
That would not be acceptable to me - those cars are not old and not a lot of mileage.  Are they US-based cars by any chance?  I don't know what to suggest, except to say that you've probably lost the value in them if you bought them new, so you may as well run them into the ground. 

Perhaps you could now save the money you were using for car payments for the car that you now own, so that when you're ready for a new car, you've got the cash and could buy a used import - they tend to last much longer.  We've had amazing 'luck' with imports - drive them into the ground, and then they still sell super quickly! I would probably keep them for now, (no warranty?  some have 5 years),  but definitely save the money that was going to payments, and when the other is paid off, so that you have cash next time, and look at slightly used ones with a better maintenance track record.  Consumer Reports (for cars) has some good info.

daffodil_
edited Wed. 7 Dec., 2011 @ 9:20:33 AM by daffodil_
edited Wed. 7 Dec., 2011 @ 9:21:38 AM by daffodil_
 
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more details......  Actions...
Posted: by ABmom99 on Wed. 7 Dec., 2011 at 3:44:51 PM
In reply to: daffodil_ "might be too late"

We bought both cars used - each at a year old, with low mileage. They've been totally carefree until now in terms of repairs - we've kept up with regular maintenance - oil changes etc.  1st repairs were brakes, & a tie rod, allignments. It seems the labor is close if not more than half the bill on the first round of repairs.

The new major repair is total power steering package - rack, pump & reservoir. Parts have had to be brought in from Vancouver & Edmonton to our local dealership.  To be fair, with a previous oil change in Sept. they guy said something about a leak he noticed... but stupid me really didn't pay full attention so I have to kick myself on that now. I was 'its working fine' & blew it off & totally forgot about it.

I did scrounge thru Consumer Reports when I bought the 2007 car... at that point it had good reviews... and was looking used with a budget.   Neither dh nor I are very mechanical/techie.  We basically go by 'feel' of the car - also fuel, cost/budget, space, etc.  & what we know we 'don't want' or 'want'. Generally we run vehicles to point they're too costly to fix... and these 2 cars have been very good to this point. 

ABmom99
edited Wed. 7 Dec., 2011 @ 3:52:13 PM by ABmom99
 
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that's not old!  Actions...
Posted: by sueabc on Wed. 7 Dec., 2011 at 5:37:50 PM
In reply to: ABmom99 "more details......"
Wow, four and six years old is not old.  My car has a five year warranty!  What cars are they, and did you get them inspected by a mechanic before you bought them? 

sueabc
edited Wed. 7 Dec., 2011 @ 5:39:12 PM by sueabc
 
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lots of mileage  Actions...
Posted: by ABmom99 on Wed. 7 Dec., 2011 at 10:15:24 PM
In reply to: sueabc "that's not old!"
though. The 4 yr old car that is needing the fix right now (hopefully will have back by Friday) - I've had 3.5 years & put on 120K km - 40K/year. No garage to keep it protected in winter.  Its a Pontiac Grand Prix = other car is an Impala with similar mileage/year.  Due to mileage on them, warranties have expired.  Bought both through dealerships - and ... no didn't do mechanic inspection... as I've said they were both great until past couple months.  Frustrating when they both have pricey probems at the same time - hard on the bank account! 

ABmom99
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frustrating for sure  Actions...
Posted: by sueabc on Fri. 9 Dec., 2011 at 8:30:23 AM
In reply to: ABmom99 "lots of mileage"
Not sure if you want an answer to your question, or if the post was really just a rant and you've already made up your mind.  The problems with the cars could be the makes, to be honest.  140K is nothing; many warranties are for 150K.  Unfortunately, NA cars seem to be made to be dispensable.  A Toyota, Nissan, Honda, Subaru - 500K and they're still going strong!

sueabc
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definitely curious  Actions...
Posted: by ABmom99 on Fri. 9 Dec., 2011 at 11:33:36 AM
In reply to: sueabc "frustrating for sure"

It seems some folk trade in cars on a 3 or 4 year schedule - trading regularly before their warranty expires so they don't have repair payments & vehcle still has a good trade in value. Others drive their vehicles for years, so when they no longer function its starting all over with full payment on new purchase - no trade in value -- yet if they've had car that long its paid its dues & they've had chance to save for next one.

For me its the juggle of paying continually for pricy repairs - or always making payments.  Wondering if the past couple months are an indication of more to come - or one-off & we'll be good to go without more repairs?  When we bought our vehicles there weren't any local 'import' dealerships so that wasn't an option for us personally.

ABmom99
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since they were used, does dealership matter?  Actions...
Posted: by sueabc on Fri. 9 Dec., 2011 at 12:45:51 PM
In reply to: ABmom99 "definitely curious"
Since you bought both cars used, would it matter where you bought them from?   Especially since you say they are not covered under warranty!  Dealerships here, sell used from all makes and models. 

I guess we've been lucky, and even though we've kept our cars for years, have never run into costly repairs. Actually, the only one I did have to have repaired was a GM I bought enos ago and bought it brand new (cash, was the cheapest new car I could afford so thought it would be good to have a new car as a single person driving lots); fortunately it started needing repairs very early on, so all covered by warranty.  Then I sold it and bought a more reliable car, and never looked back!  Imports hold their value much better too, so while you might pay a little more for a used one, they don't depreciate as much as the domestics.  And, as said, you can really put the km's on them, and still sell them quickly!

sueabc
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dealership  Actions...
Posted: by ABmom99 on Fri. 9 Dec., 2011 at 6:50:32 PM
In reply to: sueabc "since they were used, does dealership matter?"
we're in an area where specialist repairs aren't easy to come by.  So, although I could have perhaps picked out an import vehicle through a dealership when we got our  current cars -  GM or Ford or whatever - they don't specialise or carry parts for the imports.  There was a Kia dealership in the area for a couple years... but disappeared... those with Kia's had difficulty getting needed parts afterward (know this from Kia owners) - or to get a Kia routine dealership warranty check up meant a trip of 250+ km for that kind of service work.  Now - we do have a couple import dealerships locally, so that might change where we get the next car.  Our cars did have the 5 year OR 100K km warranties - but we're long past the mileage for those... and those didn't cover what our latest repairs required anyhow.

ABmom99
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with such  Actions...
Posted: by Koda on Wed. 22 Feb., 2012 at 10:23:51 PM
In reply to: ABmom99 "trade in time?"
high kms, yes you would probably need repairs. Sounds like you do a lot of driving. My son just spent $900 on his 2000 Civic, it only just hit the 100,000 km mark. Half that bill was regular maintenance & the other half was for some parts that were worn out. He also needs new tires, they have about 50,000 kms on them. We bought this car brand new, so can't complain.



Attention is the rarest and purest form of generosity. — Simone Weil

Koda
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Six months later - update.  Actions...
Posted: by ABmom99 on Mon. 25 Jun., 2012 at 1:45:53 PM
In reply to: ABmom99 "trade in time?"
The 6 yr old car cratered with almost the same problem as 4 yr old car in January - power steering system. Also the battery died (tow truck charged it, but it didn't last at all).  So car sat parked in front of our house until a few days ago.... we should have it back later today or tomorrow morning all fixed! Yippee. Turns out the power steering fix isn't quite as extensive or pricey as 4 yr old car... Yippee!  We managed with one car through the winter, but it wasn't always convenient - the days we had to work in opposite directions - meant some juggling. We didn't get to 'the city' to see family 2.5 hour drive away much at all (my mom in 80's or dd/gs).  But we survived - and I am so looking forward to having 2nd set of wheels functioning!  With summer coming ds (17) who doesn't drive will need rides to work when he gets a job as there is very little employment locally in our little village for students.  We'll also have gs staying with us for a few weeks... all stuff that means having 2 working cars will be almost essential.  YAY!!   I could still easily be talked into trading for a new vehicle (one manufacturer was offering amazing deals on vans - payments I think are lower than what I'm paying on my used now 5 yr old car) - but dh isn't convinced on trade in & he really doesn't want a van (I do Smiley).

ABmom99
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......  Actions...
Posted: by daffodil_ on Tue. 26 Jun., 2012 at 3:02:33 PM
In reply to: ABmom99 "Six months later - update."
Thanks for the update.  Exciting to get your wheels back, I'm sure, although it still sounds like a lot of problems for cars that age (could be the makes).   I'm with your dh, never liked payments (car or any kind, lol); prefer to save up and pay cash, plus you get a lot better deal that way and no built in interest and other costs.  Enjoy your fixed up car!

daffodil_
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sigh......  Actions...
Posted: by ABmom99 on Tue. 17 Jul., 2012 at 1:46:42 PM
In reply to: ABmom99 "trade in time?"
Car still running quite fine.... but was the 'victim' of a parking lot fender bender a couple days ago.  Fortunately the guy who hit it came looking for us (we were in a small restaurant) & owned up to it - we have all the contact info for him so we'll get it fixed up.... but just getting used to having 2 working vehicles, now we'll be without again while its in the shop. 

ABmom99
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