I had sent DH out for a bottle of cherry brandy to make my yearly batch of cherry sauce. Some !@#% backed out of his slot (another reason driving into parking stalls drives me nuts) rather quickly, didn't look to see if anyone was driving though the parking lot-. DH saw this unfold, his superman reflexes got him to move the car into reverse so the only part of the car that was damaged was the metal just ahead of the drivers side front wheel.
Our well maintained car was also a write off because the cost of fixing the dent was more than what ICBC was willing to pay. There was nothing wrong with our car (just a new unsightly dent)- the mechanical parts, brakes and tires were like new. We could have not accepted the money and drove it the way it was with no problem.
But we ended up turning it over, got more money than we spent that afforded us to buy a better car
It costs a lot for body work, if the shop figures it will be $5000 to repair and your car is blue booked at $4995 ICBC will say it is a write off. We had a friend who's newer Bronco was in an accident...the difference in cost was around $150 so ICBC fixed his.
There was an article in our paper last week- a couple driving home, some teenager flying though the intersection on his bike. Driver hit his brakes so hard he broke the lines. Short story- their older but well maintained car was not worth repairing according to their insurance company.
Now, if it had been a classic car with special insurance it would have been repaired. Many factors go into what is worth repairing and what goes to the beat up car lots for parts.
This is the day we had two cars LOL- You can see where the blue one got hit just in front of the tire and mashed the bumper just enough to say it wasn't worth repairing (and with older cars you never know if something else might have been damaged that is unseeable- so that was our decided-er on getting rid of it):
I don't know where you live but we scored big time on this one owner car at an auction in Richmond BC.